Destination: UK / Channel Islands / N. Ireland Europe Worldwide (excl. USA, Canada & Caribbean) Australia and New Zealand All Countries Worldwide
Policy Type: Single Trip Annual Multi-trip Winter Sports Golfing
Traveller Numbers:
(Age at date of purchase)
Adults (18-49)	0 1 2 3 4 5 6 7 8 9 10
Adults (50-55)	0 1 2 3 4 5 6 7 8 9 10
Adults (56-65)	0 1 2 3 4 5 6 7 8 9 10
Infants (0-2)	0 1 2 3 4 5 6 7 8 9 10
Children (3-17)	0 1 2 3 4 5 6 7 8 9 10

Individual Couple Family Single Parent Group: ?A couple is defined as "two co-habiting adults in a relationship" and a family as "you, your spouse or common law partner, and your dependent children under 18 years of age and in full-time education and residing with you".
Date From:
Date To:
Promo Code:

*Our refund policy requires that you have not benefited from the policy, commenced your trip and have not made or intend to make a claim against the policy. Please see the help section of the website for full details of our cancellation policy.

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Your Quote	Single Trip	Annual Multi-Trip
Essentials Updating prices, please wait...	£5.66 Normal price £7.55	£19.90 Normal price £26.53
Gold Updating prices, please wait...	£6.18 Normal price £8.24	£22.49 Normal price £29.99
Platinum Updating prices, please wait...	£7.52 Normal price £10.03	£27.56 Normal price £36.75

Please note there is a maximum duration for any one trip under an annual policy. Please read the relevant Key Facts document.

Select the cover options below to change your price

Include  Exclude  ?Remove the personal possessions and baggage cover from your policy for a discount on the price. This option is not available on all policy types. Personal Possessions & Bags		Exclude  Include  ?Not currently available. Golf Cover
Include  Exclude  ?Remove the cancellation and curtailment cover from your policy for a discount on the price. Cancellation & Curtailment Cover		None Level 1 - Free  Level 2 Level 3 Level 4 ?You can view a full list of activities covered by each level by clicking the link in the 'Summary of Cover' section below. Hazardous Activities
Exclude  Include  ?Add wintersports cover to your policy for an additional cost. Winter Sports Cover
Standard Excess  Excess Waiver Double Excess ?Excess Waiver increases the price of your policy but you won't need to pay any excess should you make a claim. Double Excess reduces the price but if you claim you will need to pay double the excess. Select Excess Level

Summary of cover

Essentials Single Trip - Price £5.66

Important Information > Keyfacts  |  Policy Wording  |  Countries Covered  |  Hazardous Activities

Benefit (per person unless stated otherwise)	Cover	Excess
Medical Emergency Expenses (Per Person)
?Medical Emergency & Repatriation: If you have a sudden and unforeseen accident or illness during your trip we will pay for your reasonable medical expenses and the costs of bringing you back to Your Home in the UK if medically necessary (up to the amount shown based on the policy you choose). Conditions, exclusions and excesses apply to this section and you should read the policy wording for full terms of what is and what is not covered.Medical Emergency & Repatriation	£5,000,000	£100
?Repatriation: We will pay additional travelling costs to repatriate You Home when recommended by Our Medical Officer and also for the cost of a medical escort if considered necessary (up to the amount shown, based on the policy you choose). Conditions, exclusions and excesses apply to this section and you should read the policy wording for full terms of what is and what is not covered.Repatriation	£5,000,000	£100
Cancellation & Curtailment (PP) (Optional)
?Cancellation & Curtailment: We will pay your unrecoverable travel and accommodation costs You do not use because of Your inability to commence travel or complete Your Trip (up to the amount shown, based on the policy you choose). Conditions, exclusions and excesses apply to this section and you should read the policy wording for full terms of what is and what is not covered.Cancellation & Curtailment	£1,000	£100
?Insolvency Cover: We will pay your unrecoverable travel and accommodation costs You do not use because of Your inability to commence travel or complete Your Trip due to the insolvency any one component part of You booked Trip on which the performance of any other component part of the itinerary depends (up to the amount shown, based on the policy you choose). Conditions, exclusions and excesses apply to this section and you should read the policy wording for full terms of what is and what is not covered.Insolvency Cover	£1,000	£100
Personal Possessions & Money (PP) (Optional)
?Personal Possessions & Baggage (see limits): If your Personal Possessions are damaged, stolen or lost we will pay for the cost of replacement less wear, tear and depreciation (up to the amount shown, based on the policy you choose). Conditions, exclusions and excesses apply to this section and you should read the policy wording for full terms of what is and what is not covered.Personal Possessions & Baggage (see limits)	£500	£100
?Single Article Limit: The maximum we will pay for any one article or for any one Pair or Set of articles. Conditions, exclusions and excesses apply to this section and you should read the policy wording for full terms of what is and what is not covered.Single Article Limit	£75	N/A
?Valuables Limit: The maximum we will pay for all Valuables owned by all insured persons. Conditions, exclusions and excesses apply to this section and you should read the policy wording for full terms of what is and what is not covered.Valuables Limit	£75	N/A
?Personal Liability (Per Policy): If you become legally liable for accidentally injuring any person or damaging their property, we will cover you against all sums which you become legally liable to pay as compensation and all law costs awarded to the claimant or incurred in defending any claim that is contested by Us or with Our consent (up to the amount shown, based on the policy you choose). Conditions, exclusions and excesses apply to this section and you should read the policy wording for full terms of what is and what is not covered.Personal Liability (Per Policy)	£2,000,000 (per policy)	£250
?Winter Sports Cover (Optional): The Wintersports option will extend Your cover to include the following activities: Skiing, Sledging/Tobogganing, Snow-boarding, Cross country skiing, Mono skiing, Big foot skiing, Cat skiing, Snow-blading, Glacier skiing, Off piste skiing or snow-boarding (only within local ski patrol guidelines) (up to the amount shown, based on the policy you choose). The following activities are not covered: Heli skiing or Heli boarding, Ice hockey, Luging / bobsleigh, Ski acrobatics, Ski jumping, Ski racing or when engaging in organised competitions or when skiing against local authoritative warning or advice. You may be able to extend your cover to include additional special wintersports activities – please see the Special Sports & Hazardous Activities option if available. Note: Wintersports cover is limited to 17 days on Annual Policies. Conditions, exclusions and excesses apply to this section and you should read the policy wording for full terms of what is and what is not covered.Winter Sports Cover (Optional)
?Ski Equipment (see limits): If the ski equipment owned or hired by you is lost, stolen or damaged We will pay up to the amount shown, based on the policy you choose. Conditions, exclusions and excesses apply to this section and you should read the policy wording for full terms of what is and what is not covered.Ski Equipment (see limits)	£200	£100
?Ski Equipment - Single Article Limit (owned): The maximum we will pay for any one article or for any one Pair or Set of articles owned by You. Conditions, exclusions and excesses apply to this section and you should read the policy wording for full terms of what is and what is not covered.Ski Equipment - Single Article Limit (owned)	£100	N/A
?Ski Equipment - Single Article Limit (hired): The maximum we will pay for any one article or for any one Pair or Set of articles hired by You. Conditions, exclusions and excesses apply to this section and you should read the policy wording for full terms of what is and what is not covered.Ski Equipment - Single Article Limit (hired)	£100	N/A
?Ski Pass: If your ski-pass is lost, stolen or damaged We will pay up to the amounts shown, based on the policy you choose. Conditions, exclusions and excesses apply to this section and you should read the policy wording for full terms of what is and what is not covered.Ski Pass	£50 per 24 Hours up to £200 maximum	£100
?HAZARDOUS ACTIVITIES (optional): Your policy will cover you for certain special sports and hazardous activities provided you have paid to include these on your policy. Please refer to the policy wording to see which level of cover includes the sports you wish to undertake and add this level to your policy. Conditions, exclusions and increased excesses apply to this section and you should read the policy wording for full terms of what is and what is not covered.HAZARDOUS ACTIVITIES (optional)	See policy wording	See policy wording

Gold Single Trip - Price £6.18

Platinum Single Trip - Price £7.52

Essentials Annual Multi-trip - Price £19.90

Gold Annual Multi-trip - Price £22.49

Platinum Annual Multi-trip - Price £27.56