Travel insurance can often cover a personal accident payment made for permanent disability or death. This section of cover in the policy is not for medical expenses, as this would come under the medical emergency section - the personal accident section is a benefit payment. For example, it pays a fixed amount if you lose your sight or a limb. It is important to read your policy wording to ensure you are aware of any conditions and exclusions especially when taking part in sports and activities as this is not always included.
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